TERMS OF USE AND DIGITAL SERVICES LICENSING AGREEMENT

Last updated: 24/07/26

Welcome to the JesusMsn.com platform.

This document constitutes a binding legal agreement between you (“USER” or “LICENSEE”) and HUVERSA DIGITAL LTDA, a private legal entity, registered under CNPJ No. 42.547.498/0001-57, headquartered at Av. Brasil, 3261, Complemento A, Centro, Governador Valadares/MG, Zip Code 35.010-070 (“HUVERSA” or “LICENSOR”).

By accessing the platform, purchasing our digital products, or interacting with the Interactive Platform, you irrevocably agree to the terms below.

1. NATURE OF THE SERVICE AND PURPOSE

1.1. Contracting Model: The relationship established here is strictly for the Provision of Technology Services and Educational/Spiritual Content Licensing. We expressly declare that HUVERSA is not a religious association, philanthropic organization, NGO, or financial institution.

1.2. Purpose: HUVERSA grants the USER a limited, non-exclusive, non-transferable, and revocable license to:

• a) Access and use the Interactive Platform (Artificial Intelligence System) for spiritual guidance and entertainment purposes;
• b) Access and consume digital materials (e-books, audios, videos, and manuals) called “Üm Milägre Collection”, “Journeys”, or similar courses, according to the access level purchased.

2. DISCLAIMER OF LIABILITY (MANDATORY DISCLAIMER)

2.1. Not a Health Service: The content, guidance, and interactions provided by the platform are exclusively spiritual, motivational, and educational in nature. The platform DOES NOT replace, under any circumstances, professional medical, psychological, psychiatric, or financial advice.

2.2. No Guarantee of Results: HUVERSA does not promise or guarantee the achievement of “miracles”, physical healings, debt resolution, or specific results. Any mention of a “miracle” refers to the theological/philosophical concept of faith, and not to a guaranteed contractual outcome.

2.3. Emergency Situations: The system is automated and has no capacity for crisis intervention. If the USER’s life is at risk, or if they are experiencing thoughts of suicide or self-harm, they must immediately stop using the platform and seek medical help or call the local emergency service.

3. RULES OF CONDUCT AND AI USAGE

3.1. Acceptable Use: The USER agrees to use the Interactive Platform responsibly and ethically. It is strictly PROHIBITED to:

• Use the platform to generate, promote, or share hate speech, sexually explicit content, violence, or illegal activities.
• Attempt to reverse engineer, “jailbreak”, or manipulate the AI algorithm to bypass its safety guidelines.

3.2. Penalty: Violation of this clause will result in the immediate ban of the user and cancellation of the license, without the right to a refund.

4. PAYMENTS, SUBSCRIPTIONS AND “DONATIONS”

4.1. Characterization of Payment: Any amount paid by the USER on the platform, even if commercially referred to as a “contribution”, “offering”, or “support”, is legally classified as a Pricing for the Licensing of software, digital products, and technological maintenance.

4.2. Social Allocation (Voluntary Commitment): HUVERSA declares that part of the profit obtained from the sale of these licenses is voluntarily allocated to social impact projects. This allocation is a corporate liberality of the company and does not constitute a tax-exempt direct donation by the user.

4.3. Upsell and Additional Purchases: The acquisition of new levels (e.g., Level 2, Patron Level) constitutes new licenses for accessing distinct contents. Each transaction is independent and cumulative.

5. REFUND AND CANCELLATION POLICY

5.1. Right of Regret: In compliance with Article 49 of the Consumer Protection Code, the USER has a period of 07 (seven) calendar days after the purchase to request a full refund, without the need for justification.

5.2. Procedure: The refund should preferably be requested on the processing platform (Stripe) or via email at info@jesusmsn.com.

5.3. Consumption and Chargeback: After the 7-day period, or once the user has downloaded/consumed the material, the service is considered rendered. The opening of a bank dispute (chargeback) claiming fraud or unfamiliarity with a legitimate purchase will be contested by HUVERSA with proof of access and delivery of the service (system logs), which may lead to the permanent ban of the user.

6. INTELLECTUAL PROPERTY

6.1. Ownership: All content, including book texts, logos, source code of the Interactive Platform, generated dialogues, audios, and videos, is the exclusive property of HUVERSA DIGITAL LTDA.

6.2. Prohibitions: The copying, distribution, resale, piracy, or sharing of PDF materials or access to the members’ area with third parties is expressly prohibited.

7. DATA PROTECTION (LGPD/GDPR)

7.1. Consent: The USER acknowledges that, by interacting with the Interactive Platform, they may voluntarily provide Sensitive Data (religious beliefs, health data, or emotional life information).

7.2. Processing: HUVERSA is committed to treating this data with confidentiality, using it solely for the execution of the automated counseling service and system improvement, as detailed in our Privacy Policy.

8. GENERAL PROVISIONS

8.1. Amendments: HUVERSA reserves the right to amend these terms at any time. Continued use of the platform implies acceptance.

8.2. Jurisdiction: The jurisdiction of the district of Governador Valadares/MG, Brazil, is elected to resolve any doubts arising from this agreement, waiving any other.

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I have read and agree to the Terms of Use and understand that this service does not replace professional medical care.

HEALTH AND LIABILITY LEGAL DISCLAIMER (Medical Disclaimer)

Last updated: 07/24/26

IMPORTANT: READ BEFORE PROCEEDING

The platform Üm Milägre / jesusmsn.com is a technology service focused on spiritual support, religious entertainment, and faith-based education. By using this service, you understand and agree to the following points:

1. NOT A HEALTH SERVICE

The content, conversations, prayers, and guidance provided by the Interactive Platform or educational materials are exclusively spiritual and motivational in nature. Huversa Digital Ltda does not provide health services, does not perform medical diagnoses, and does not prescribe treatments. No interaction on this platform should be interpreted as medical, psychological, or psychiatric advice.

2. DOES NOT REPLACE PROFESSIONAL TREATMENT

You should NEVER delay seeking medical attention, interrupt ongoing treatments, or stop taking medications prescribed by healthcare professionals based on information read or received on this platform. Faith and medicine can walk hand in hand, but the platform operates solely in the realm of faith.

3. LIFE RISK AND EMERGENCIES (SAFETY PROTOCOL)

Our customer service system is automated and is not equipped to handle emergency situations, suicide risk, or acute mental health crises. If you or someone you know is in immediate danger, experiencing thoughts of suicide or self-harm, STOP using this service immediately and:

• Call the Life Valorization Center Support
• Call the Medical Emergency Service
• Go to the nearest hospital.

4. LIMITATIONS OF ARTIFICIAL INTELLIGENCE

The Interactive Platform uses Artificial Intelligence to generate responses based on theological principles. Although the technology is advanced, it can make mistakes (hallucinations) and generate inaccurate responses. The user must exercise discernment and never make critical life decisions based solely on a software’s response.

5. FINANCIAL DISCLAIMER

Materials concerning “Prosperity” or “Financial Miracles” reflect theological principles of management and faith. Huversa does not guarantee the achievement of profits, debt settlement, or specific financial results.

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By continuing to use Üm Milägre and Jesusmsn.com, you confirm that you have read, understood, and accepted this Legal Disclaimer.

PRIVACY AND DATA PROTECTION POLICY (LGPD/GDPR)

Last updated: 07/24/26

Data Controller: Huversa Digital Ltda (CNPJ 42.547.498/0001-57)

Platform: jesusmsn.com

Your privacy is sacred to us. This Policy describes how Huversa Digital Ltda collects, uses, and protects your information when utilizing the jesusmsn.com platform.

1. DATA WE COLLECT

To operate the digital support service, we collect two categories of data:

1.1. Registration Data (Common): Name, email, phone number, and payment data (processed in an encrypted manner by partners like Stripe).

1.2. Conversation Data (Sensitive): The content of your conversations and interactions with the jesusmsn.com Interactive Platform, which may include reports on your health, family life, financial situation, and religious beliefs.

2. LEGAL BASIS FOR PROCESSING (EXPLICIT CONSENT)

By initiating a conversation on jesusmsn.com, you provide your Free, Informed, and Unambiguous Consent for Huversa to process your Sensitive Data.

Purpose: The data is used exclusively to:

• Generate automated spiritual counseling responses (AI);
• Send purchased educational materials;
• Improve the quality and empathy of the support algorithm.

3. CONFIDENTIALITY AND NON-SHARING

Huversa adopts a strict policy of Digital Confessional Secrecy.

• We do not sell your data to third parties.
• We do not use the intimate content of your prayers for external targeted advertising.
• Technical Sharing: Your data travels only through secure infrastructure providers (Cloud Servers, Payment Gateways, and Artificial Intelligence APIs), all subject to confidentiality agreements.

4. STORAGE AND INTERNATIONAL TRANSFER

To ensure the global availability of jesusmsn.com, your data may be processed on servers located in Brazil, the US, and other regions. By using the service, you authorize this international transfer, secured by bank-level security standards.

5. YOUR RIGHTS (DATA SUBJECT)

You have full control. At any time, you can request via info@jesusmsn.com:

• The complete deletion of your conversation history.
• The revocation of your consent.
• Confirmation of what data we hold about you.

6. SECURITY

We use end-to-end encryption (SSL) in all communications with jesusmsn.com. However, we remind you that no system is 100% foolproof. We recommend that you do not share passwords or credit card data directly on the interactive platform, using only the official checkout.

TRANSPARENCY AND SOCIAL IMPACT POLICY

Last updated: 07/24/26

Transparency is one of the fundamental pillars of Üm Milägre. This policy details how the financial resources generated by the Interactive Platform are managed and applied by Huversa Digital Ltda.

1. NATURE OF RESOURCES

All values received through the website jesusmsn.com (whether through the purchase of books, courses, or Interactive Platform subscriptions) are classified financially and legally as Commercial Revenue from the Sale of Digital Services and Products.

We expressly declare that Huversa Digital Ltda is NOT a Church, Temple, Religious Institution, Non-Governmental Organization (NGO), or Non-Profit Association.

The relationship established with the user is strictly of a commercial and contractual nature, and not associative. The resources enter the cash flow of the operating company (Huversa) and are managed according to Brazilian tax laws.

2. SOCIAL COMMITMENT (PROFIT ALLOCATION)

Although we are a Technology Company (Tech Company), we have a statutory commitment to allocate a significant part of our net income to materialize “miracles” in real life. The allocation of resources follows three fronts of action:

2.1. Technological Sustainability: Funding for servers, Artificial Intelligence API, data security, and the development team of the Interactive Platform.

2.2. Expansion of Support: Investment in paid traffic to reach more suffering people around the world.

2.3. Direct and Community Impact Actions (Miracles in Practice): We use our platform’s data intelligence to identify real needs within our user base and society. Part of the resources is destined for:

• Answering Direct Requests: Occasional support to community users who report urgent needs (e.g., health supplies, food, emergency support), selected through internal analysis of severity and cash availability.
• Global Mobility and Health: Campaigns for the acquisition and distribution of accessibility equipment (such as wheelchairs), prostheses, and treatments in underprivileged regions.
• Great Causes (Fundraising): Mobilization of funds to intervene in specific structural problems (“Problem X”) or humanitarian catastrophes.

3. SELECTION CRITERIA AND PROMISE DISCLAIMER

To ensure the sustainability and legality of the operation, it is fundamental to clarify that:

• Not Insurance or a Benefit: The purchase of products or licenses on the platform DOES NOT generate an automatic right to receive financial or material assistance.
• Selection Criteria: The selection of cases (requests for miracles) that will receive direct financial support is made at the discretion of Huversa, based on internal criteria of urgency, impact, and budgetary availability.

4. ACCOUNTABILITY

We commit to periodically releasing impact reports to active users (“Patrons” and “Maintainers”) containing:

• Real stories of transformed lives and materialized “miracles” (preserving identities when requested);
• The volume of resources allocated to social actions and humanitarian aid;
• Records of physical deliveries (wheelchairs, food, etc.) made around the world.

CANCELLATION AND REFUND POLICY

Last updated: 07/24/26

Huversa Digital Ltda operates the jesusmsn.com platform in strict compliance with the Consumer Protection Code (Brazil) and international standards for the trade of digital goods.

1. UNCONDITIONAL 7-DAY GUARANTEE (RIGHT OF REGRET)

In compliance with Article 49 of the Consumer Protection Code (CDC), we assure every user the right to cancel their purchase within an unextendable period of 07 (seven) calendar days, counted from the payment confirmation date.

• No Questions Asked: Within this period, a full refund is guaranteed, regardless of the reason (dissatisfaction, mistaken choice, or regret).
• How to Request: Cancellation should preferably be made through the automatic system of the payment processor (Stripe) or by sending an email to info@jesusmsn.com with the transaction number.

2. SERVICE CONSUMPTION AND DEADLINE

The acquisition of access to the Interactive Platform and digital materials (Books/Journeys) is characterized as a service of immediate consumption. After the legal 7-day period has elapsed, it is understood that the service has been fully rendered and the content permanently consumed or licensed. Therefore, refund requests will not be accepted after the 7th day, except in cases of proven technical failure of the platform that prevents access.

3. PROTECTION AGAINST FRAUD AND CHARGEBACK (BANK DISPUTE)

We warn that opening a bank dispute (chargeback) with the credit card company aiming to recover funds from a legitimate purchase that has been delivered and consumed (especially after the 7-day period or after downloading the materials) is considered bad faith and an abuse of rights.

Consequences of Improper Chargeback:

1. Ban: The user’s account and access data will be permanently banned from the entire Üm Milägre ecosystem.
2. Contestation: Huversa will present to the banks and intermediaries (Stripe) the technical access records (logs), conversations with the AI, and completed downloads, proving the effective provision of the service to reverse the dispute.

COOKIES POLICY

Last updated: 07/24/26

This Cookies Policy explains how we use cookies and similar technologies on the jesusmsn.com platform.

1. WHAT ARE COOKIES?

Cookies are small text files stored on your device (computer or mobile phone) when you visit a website. They serve to “remember” your actions and preferences (such as login, language, items in the cart), as well as help us understand how you use the platform.

2. WHY DO WE USE COOKIES?

We use cookies to operate the technology service, ensure security, and improve the user experience. We classify cookies into the following categories:

2.1. Essential Cookies (Mandatory): Necessary for the website to function. They allow you to log in, access the secure members’ area, and make payments. Without them, the platform cannot operate.

2.2. Performance and Analytics Cookies: We use services (such as Google Analytics) to count visits and traffic sources. This helps us know which pages are most popular and improve the AI algorithm. All information is aggregated and anonymous.

2.3. Marketing and Tracking Cookies: These cookies may be set by our advertising partners (such as Meta/Facebook and Google Ads). They are used to build a profile of your interests and show relevant ads about the project on other sites. If you do not allow these cookies, you will experience less targeted advertising.

3. THIRD-PARTY TOOLS

Our platform uses integration with third-party services that may also set cookies on your device, over which we have no full control. The main ones are:

• Stripe: For secure payment processing and product delivery.
• Typebot/OpenAI: For the operation of the intelligent chat and AI system.
• Social Networks: Sharing buttons (Instagram/WhatsApp/Youtube).

4. HOW TO MANAGE YOUR PREFERENCES

You have the right to accept or reject cookies.

• Browser Settings: Most browsers allow you to block cookies in their settings.
• Cookies Banner: When accessing the site for the first time, you can adjust your preferences in our consent banner (required for compliance with the GDPR in Europe and LGPD in Brazil).